Your Home Sold Guaranteed Or I’ll Buy It*…
Service For Life!
“Insider Tips For Healthy, Wealthy & Happy Living…”
Inside This Issue…
Top 5 Tips for Discussing Money With a Partner…Page 1
Don’t Blend These!…Page 2
Designing Small Spaces…Page 3
Warning Signs of Skin Cancer…Page 3
Answer This Trivia Question and You Could Win Movie Tickets…Page 4
Who Determines the Value of My Home?…Page 4
Dealing with money issues is challenging enough, without the added complexity of a relationship. In today’s Service For Life! ® Free consumer newsletter, you’ll learn some essential tips to discussing this potentially challenging topic.
You’ll also learn about simple checks you can perform every month to keep your skin healthy, how to make the most out of your blender, and some top tips to plan a weekend away – plus fun facts, a trivia challenge, and lots more.
Broker – Owner
Your Home Sold Guaranteed Realty
P.S. When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people wanting to move this year, and you can tell them about my Free Consumer Report: “How To Avoid 7 Costly Mistakes When Selling Your Home.” You’ll give them a huge boost in confidence because this guide shows how to net the most money from a home sale in the least amount of time. To request a copy for a friend, simply call me at – 832-721-0442.
What goes up and down but remains in the same place?
(See page 4 for the answer.)
5 Essential Tips for Discussing Money With Your Partner
Money can be an emotionally challenging topic for couples to discuss. It can feel uncomfortable, and people often have conflicting ideas when it comes to managing money. In fact, money is said to be a big factor in most divorces. Before miscommunication or disagreements happen, take some time to approach this crucial topic with your partner. Here are some tips to help you navigate potentially choppy waters:
1. Find a time to discuss money when you are both calm and relaxed. Don’t use a financial disagreement as a starting point for this conversation. Why not set aside time in your calendars to have the talk?
2. Ensure you approach the conversation with caution. Talk calmly and try to understand where your partner is coming from. Ask questions with curiosity and try not to be judgmental. Be prepared to pause and table for later if the discussion becomes heated or if you find yourself too much at odds.
3. Ask your partner what their financial values and goals are when it comes to money. For example, one partner may want to be frugal with day-to-day spending and splurge on a vacation twice a year, while the other partner is a strategic thinker and is planning to save for the children’s future education.
4. Discuss how you plan to handle the household finances. Should you have a joint account for utilities and the mortgage payments, or will there be a designated payer? How will you handle emergencies, like an unexpected repair?
5. Approach how you plan to handle debt: Will you keep separate credit cards? Consider how much debt you both plan to pay off each month.
Investing time in this crucial conversation will not only build trust, but deepen your communication skills with your loved one. The money talk can be a positive team-building exercise rather than a disagreement!
Thinking of Buying a Home Soon?
If you’re planning to buy a home in the next 6 months, you’ll want a copy of my Free consumer guide, “7 Secrets For Saving Thousands When Financing Your Next Home.” My report will help you avoid frustrations and costly pitfalls when buying a home. Simply call me to get a free copy: 832-721-0442
Don’t Put These in the Blender
A blender is a great kitchen tool. From smoothies to soups, blenders can transform meals in a matter of minutes. But there are certain items you should avoid putting in your blender:
1. Boiling hot liquid. To avoid an explosion of hot liquid, or potential burns, wait for the liquid to cool for at least 5 minutes. Then pour in slowly, removing the stopper to allow the heat to escape. Before turning the blender on, cover the stopper hole with a tea towel to avoid splashes.
2. Anything really hard, like bones, nuts, and coffee beans. These will blunt the blade and potentially overwork the motor. Stick to a grinder or pestle and mortar for those items.
3. Foods that are frozen solid (see #2). Avoid frozen fruits or rock-hard items taken straight from the freezer. Instead wait for them to thaw in Ziploc bag placed in a bowl of warm water.
4. Potatoes or dough. These foods are too dense for a regular blender to work through, leading to overworking the motor. Use a food processor instead.
Free Consumer Help is Just a Phone Call Away
Learn valuable secrets for saving thousands and avoiding costly mistakes when buying, selling or refinancing a home. Best of all, it’s FREE. Ask about my “Insider’s Free Resources” by calling me at: 832-721-0442
Small Design Spaces
Most homes have small spaces somewhere that no one is quite sure what to do with. Here are some of the best tips to utilize that space so that it’s functional and beautiful:
- De-clutter. Keep the space tidy and free from clutter.
- Paint it white. It will look lighter and give the illusion of a bigger space.
- Choose furniture that has multiple purposes. Think a daybed that doubles as a guest bed. Or a shelving unit with a pull-down desk.
- Buy pieces with storage, like an ottoman with built-in storage
- Place artwork above eye level, drawing the eye upward.
- Designate the space as having a purpose. It can be a home office or a drinks area, for example.
- If the space has a window, hang draperies high above the actual window to make ceilings look higher and the area more airy.
- Not enough storage space out of view? Try open shelving, with pretty baskets, to store just about anything attractively.
- Use corners. Sectional sofas were designed for this purpose!
Photo Storage Websites
Smartphones mean most of us have hundreds or thousands of photos to store. But if you’re a budding photographer in your spare time, you may want more than what your phone can offer. These are great online options for editing and storing images in the cloud.
www.flickr.com – Flickr will store 1,000 images and videos for free, but you can upgrade to Pro to store more. Your images are displayed in a nice photostream.
www.smugmug.com – A great option if you want to try to sell your photographs. You can create your own personal website (no free options).
www.photos.google.com – Free- and includes basic photo editing, and easy album creation. Links easily to Android phones, too!
ABCDEs: Warning Signs of Skin Cancer
Do you know your ABCDEs of skin cancer? Skin cancer is the most common form of cancer, but many overlook the risks of prolonged sun exposure and may not catch warning signs before the cancer has advanced.
Doing a self-exam once a month throughout the year can help you catch anything suspicious-looking on your skin. While most moles and spots on the skin are harmless, there are some warning signs to look for:
A – Asymmetry. Normal moles are the same on both sides. Watch out for uneven halves.
B – Border irregularity. Borders should be smooth and even. Watch out for a tail or other irregularities.
C – Color. Most moles are one color and should match other moles. Look out for different shades or colors, especially red, white, or blue.
D – Diameter. Look out for changes in size. Most moles are small. Note if any moles are getting bigger.
E – Evolving. Moles usually look the same over time. Be alert to any changes, such as itching or bleeding, whether it has become raised, or whether it has changed in shape and size.
As well as a regular exam looking out for these signs, it’s important you protect your skin to reduce the chance of developing cancer — limit sun exposure; wear hats and high-SPF sunscreen; and spend time in the shade when you’re able to. Visit this site for help with your monthly self-check: preventcancer.org/programs/save-your-skin/
Are You My Client of the Month?
Every month I choose a very special Client Of The Month. It’s my way of acknowledging good friends and saying “thanks” to those who support me and my business with referrals, word of mouth and repeat business.
This month’s Client Of The Month is:
Luke and Stacey Pauley!
You might be my next Client Of the Month!
“Who Else Wants To Win
Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is…drum roll please: Eric Brown was the first person to correctly answer my quiz question.
What profession takes its name from an old word
meaning “twelve dozen?”
a) artist b) doctor c) carpenter d) grocer
The answer is d) grocer. So let’s move on to this month’s trivia question.
According to the Congressional Research Service, in which decade did the largest percentage of the workforce
belong to a union?
a) 1980s b) 1940s c) 1950s d) 1920s
Call Me At 832-721-0442 OR Email Me At firstname.lastname@example.org And You Could Be One Of My Next Winners!
Brain Teaser Answer:
Real Estate Corner…
Q. Who determines the value of my home?
A. When you’re ready to sell your home, you may be wondering what price to ask and how much you’ll get. Primarily, there are two people who determine the initial and final price of a home.
1. Appraisers will look at recent comparable sales. You can look online and see what homes have sold for in the last 6-12 months. Selling prices are a stronger indication than asking prices. How similar are the homes that sold to your home in size and features?
2. Buyers will make an offer based on their ability to pay and how much they like your home compared to other homes for sale.
Did you notice I left someone important out? What about you, the seller? Only the market determines the final price at which your home will sell. However, as the seller, you can influence how long it will take to sell by offering a reasonable price.
To learn more, ask for my Free Report called “6 Steps For Selling Your Home For TOP DOLLAR.” I’ll send a copy right over to you.
Do you have a real estate question you want answered? Call me at
832-721-0442. Perhaps I’ll feature your question in my next issue!